Displaying items by tag: wedding insurance

When things go wrong... it can still be happy ever after!

Friday, 30 October 2015 00:00

You've dreamed about your wedding for years and want everything to be perfect - but what happens when things go wrong? In the months leading up to your Big Day it is only normal to imagine your wedding day as 100% perfect and so good that it will be remembered by you and your guests for years to come. However, what if, because of human error, act of God or totally unforseen circumstances something goes wrong either beforehand or on the day itself? It is not a popular topic for discussion but sometimes the unexpected does happen so here our are key tips for riding out the storm and coming out smiling with a happy ending after all....

Buy insurance: Wedding insurance is often neglected by couples who do not want to pay for something they will probably not use. For the sake of a small sum of money (packages start at 30 euros) however you can have the peace of mind of knowing you are covered if you have to cancel unexpectedly, make new plans in the event of financial failure by a supplier, must delay travel or other unforseen difficulties . While this does not make up for the worry and additional work caused in these cases it can help you recoop some of the money which can make a big difference.

Speak to your planner: Your Wedding Planner cares as much about your Big Day as you do. She wants everything to go well and has years of experience planning events. Don't treat her like a competitor therefore, but as soon as you have a problem talk to her, ask her advice and use her expertise and contacts if she suggests they can help resolve the situation.

Be realistic: When you get married in Spain the customs, food and culture are different to those back home. Aside from the sunshine, the up side of this is the great Spanish food, love of dancing, willingness to welcome children everywhere and traditions such as flamenco dancing, all of which can bring even more sparkle to your Big Day. The red tape and "do it tomorrow" attitude can be frustrating however. Somethings do work differently here and a wedding in Spain will not be the same as a wedding in Ireland, the UK, Scandinavia or the States. Celebrate the differences and you will be better equipped to laugh at the stuff which you thought would be easy but turns out to be far more complicated.....

Take a step back: Some problems are truly disastrous - an absent groom or flooded reception venue. Others however are a matter of perspective. Will your wedding really be ruined if your flowers come in a slightly darker shade of pink or if town regulations mean can't arrive at the church in a horse and carriage? Before calling it a disaster take five minutes to sit quietly and think about the important things in your life and why you are marrying in the first place. You are making a public declaration of your love in front of family and friends so don't let insignificant details change your appreciation of the Big picture....!

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Is it worth the risk ?

Wednesday, 23 July 2014 00:00

It can sometimes seem as if Wedding insurance is the elephant in the corner when it comes to organising a wedding… Everyone knows it is an option but no one really wants to talk about it or admit to the fact that it might be needed. There is of course some truth in this belief as nine times out of ten nothing unforeseen does happen at a wedding and the premium paid for the insurance is never needed. The reality is however that there is no way of knowing in advance if you will need insurance or not and for a relatively small sum of money you can buy the security of being sure that if something unplanned does happen you will be re-reimbursed for the mishap.

Take the example of one of our lovely April brides who married here in Nerja. The church was booked, and the villa too. Catering was organised along with music, flowers, a photographer and beauty. Guests had arrived and we had double checked all arrangements for the day. The day of the wedding dawned bright and sunny….. Alas the bride was not feeling so bright and sunny. She was feeling distinctly under the weather with severe abdominal pains which meant a swift trip to a nearby hospital - and a diagnosis of appendicitis!!

In this situation we sprang into action alerting vendors and checking what could be done at this stage. Thankfully the bride and groom had taken out insurance so although some things could not be saved they were able to claim some money back for the changes. In the event the caterers made the wedding meal into a “pre wedding dinner” for guests and when the bride was out of hospital a few days later the ceremony and a quieter party took place then too. Not quite the wedding day the couple or their guests expected but not the disaster it could have been either. It is unlikely that the unforeseen will come along and change your wedding day this much but for the sake of the average insurance premium 50 – 150€ is it really worth the risk? 

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